As the calendar clicked over to 2019, all cars automatically became 1 year older. This means it is time for the new and used dealerships to quickly clear out their ‘old’ stock and make way for newer models. To help sell cars, dealerships are currently very quick to offer significant discounts. They are also happy to include add-ons and accessories for free and drive-away pricing to help close the sale.

Visit any dealership website or car yard and you will immediately see advertisements promoting a bargain. All makes and models are currently on sale, with discounts and specials unheard of during other times of the year.

And the bigger the discount, the lower your repayments will be if you choose to finance your new or used vehicle. Start the New Year on a high with the best deal possible on a new or used vehicle.

2018 and older plate run out sales

Out with the old and in with the new. The first few weeks of the new year are a great time to grab a bargain on a 2018 or older plate car. Most dealerships need to clear out this ‘old’ stock to make way for 2019 plated vehicles, so run out discounts are being offered across the country.

All makes and models are usually included in dealership stock clearance specials. This includes small cars, medium cars, SUVs, utes, 4x4s and trucks. Get ahead of the pack wanting a 2019 model and get the best deal possible on your new car now. Pop into your dealership in January or February and ask to see only run-out models on sale.

If you’re unsure how much you should spend, Blink Finance can help you shop with confidence by offering finance pre-approval before you visit the dealership. This obligation free reassurance takes 5 minutes over the phone and will help you set a spending limit to assist with price negotiations.

It will also speed up the purchasing process for you, as you will have already begun our highly streamlined and efficient finance application process.

Dealership or private seller

The dealerships may be clearing out their stock, but don’t forget about the private sellers. They will also be keen to sell their vehicle, especially if they listed it for sale in 2018. Most likely they have now dropped the price or will be more open to dropping the price when you begin sale negotiations.

Have a look at when the car was listed for sale and use the time-frame to your advantage!

Blink Finance can help you purchase privately with confidence, by offering you a warranty on your used car vehicle. To benefit from a used vehicle warranty, the vehicle you purchase must have a current road worthy certificate.

Small business and ABN car loans

The New Year is an excellent time for business owners and ABN holders to set themselves up for the year. In addition to the Australia wide discounts on new and used vehicles, purchasing in the new year means there are still 6 months’ worth of tax claiming benefits.

Blink Finance offer a range of finance packages that will help you purchase a vehicle and unlock your business potential. No deposit, 100% finance options are also available, so you don’t miss out on the new year bargains.

For those who are trying to get their business off the ground, or are a new ABN holder, our “start-up” loan packages via our sister company, Zoom Car Loans, might be exactly what you are looking for. They have been specifically designed to allow new business’ to purchase income generating equipment and vehicles without the need for financials and minimum trading periods. Whether you require equipment, machinery, software, one vehicle or a whole fleet of vehicles for your staff, Zoom Car Loans will find you the ideal solution from our range of lenders and can even help assist those with an adverse credit history. To do this, we work with a range of lenders who say yes, when your bank says no!

The catch with in house dealership finance

In house new car dealership finance may seem like an easy option, but there are many hidden points to be aware of.

– Most dealerships require you to have a high credit rating, with no blemishes, to be approved for their finance.

– In house dealership finance often have access to only a couple of financiers (lenders), limiting your options and chance of getting the best deal available. They also have an alliance with these companies, resulting in hidden fees and commissions payable to the dealership when you accept their finance package.

– Loan terms and repayments are pre-defined for you, with minimal room for flexibility. This can result in a large balloon payment at the end of your loan.

– In house dealership finance consultants are often not accredited finance specialists. Essentially they are sales people, employed by the dealership to make the most money from you when you purchase a vehicle.

It may be tempting to sign up, whilst they dangle the keys to your new car in front of you, however savvy buyers should think twice and consult a broker, like Blink Finance, to explore all their options.

The Blink Finance experience

Blink Finance compares over 30 leading bank and non-bank lenders Australia wide to get you the best finance deal possible. With 1 simple application, Blink Finance begin the process of comparing your options, without making unnecessary enquiries on your credit file.

Our team of highly skilled and experienced brokers who take the time to learn your story and then advocate on your behalf to get you approved. We know exactly what the different lenders are looking for, so are your best chance getting approved.

Blink Finance also let you choose where you purchase your vehicle from. New or used, dealership or private seller – the choice is yours!

Get started on your obligation free finance application now.

Vehicle sourcing service

Haven’t found the perfect car? Don’t stress. Blink Finance work with an extensive network of reputable new and used car dealerships Australia wide. Our vehicle sourcing team will help you find the ultimate bargain to kick start 2019. Once you’ve submitted your finance application, simply let your broker know that you need help locating a vehicle. Our team will then spring into action to find you a car within your budget, requirements and personal preferences.

Don’t like white cars? Only want an SUV? Want a 2015 or later model? No worries. Whatever your wants or needs Blink Finance will find you a vehicle that ticks all the boxes. If the vehicle sourcing team can’t find you a car from a reputable dealership, they will expand the search to the private market.This service is free.

Don’t let someone else steal your new year car bargain.

Apply now for finance pre-approval and get ready to drive away in your new vehicle in early 2019.

Think Finance. Think Blink.

The post How to make the most of the new year car sales first appeared on Blink Finance.

Blink Finance aren’t Santa but might as well be, because we can help you get a new car before Christmas day.
We have a full team of brokers on board in the lead up to Christmas. Our brokers work with over 30 bank and non-bank lenders to find out clients the best finance deal possible.

With our streamlined application process, having a car before Christmas Day is as easy as 1, 2 … 3.

Step 1: Get started with an obligation free expression of interest

Apply now and within 10 minutes one of our highly experienced brokers will call you back. They will run through a few questions with you, learn about your purchase goals and arrange pre-approval over the phone. No deposit? No worries.

Step 2: With your pre-approval behind you, begin test driving.

With your pre-approval behind you, the fun can begin. Start searching online or visit your local dealership to start test driving. Whilst you’re doing this, your broker will work on your behalf to find you the best approval possible. They will be in touch if they need any additional details or paperwork.  As soon as your broker  secures you finance approval, they will be in touch to finalise everything before Christmas.

Step 3: Good news! You’re approved and can collect your car shortly.

Once approved, settlement usually occurs within 24 – 48 hours after you’ve found the perfect new car for Christmas.

Unsure whether or not you’re eligible?
Blink Finance help thousands of clients each year. Whether you’re after a car for personal use, a fleet of trucks for your business or don’t have a deposit yet, Blink Finance will work on your behalf to get you approved.

Having a new car before Christmas can be a reality with the help of Blink Finance.

Think Finance. Think Blink.

The post A new car for Christmas thanks to Blink Finance first appeared on Blink Finance.

At Blink, we are all about building a relationship with our clients and being there for them at every stage in their life.

If you are one of our satisfied clients and would love to recommend us to your friends, family, colleagues, neighbours, your dentist … whoever! … we will gladly thank you with a $100 EFTPOS gift card when their loan settles.

The only condition is that to receive the $100 EFTPOS gift card, the person you refer will need to be a new client and settle a $8,000+ loan with us. It’s that easy!

Plus, so we know it was you that referred them, they simply need to mention your name to their consultant before their loan settles.

We will then send you the voucher via registered mail, to the postal address listed on your recent loan application with us.

Your $100 EFTPOS gift card can be used just like cash, so you can spend it on whatever you fancy.

Start referring now by sending your connections the below link (www.blinkfinance.com.au/apply-now) and then sit back and wait for $100 gift cards to come your way!

Please note: This program is effective from Wednesday 19 September 2018 and is strictly for new client referrals only. Prior referrals, applicants and loan settlements are not included in the program.

The post Blink Referral Program first appeared on Blink Finance.

Blink Finance has chosen to align themselves with LIVIN, mainly due to the incredibly important messages they promote regarding mental health and open communication. Having friends, colleagues, family and clients who have suffered and/or suffer from mental health related issues, we would love to be able to contribute to an organisation that supports this with a fresh, innovative and welcoming approach.

At Blink Finance we pride ourselves on our openness, transparency and supportive nature, especially in regard to staff communication and personal development. We always give young Gold Coasters the opportunity to enter what can be a daunting and challenging industry, regardless of their personal circumstances or life experience. We equip them with the skills and confidence they need to grow and develop and extend this open relationship throughout their career.

We recognise a similar approach taken by LIVIN, to encourage people to be open and honest about their mental health, and feel we go hand in hand with their key message #itaintweaktospeak

By aligning ourselves with LIVIN and further educating our staff and clients about mental illness, we won’t just raise awareness and funds, but we will actually be able to help change lives.

For the all these reasons and more, the LIVIN brand strongly resonates with both our personal and corporate values, so we want to do all we can to help LIVIN fight the battle against mental illness.

We have established an online fundraising page through Everydayhero, with an initial goal of $5,000.
We hope to absolutely smash this goal and encourage you to get on board and support the cause.

All donations made over $2AUD are fully tax deductible.

Stay tuned for our ongoing fundraising and awareness initiatives.

DONATE NOW

The post Blink Finance supports LIVIN first appeared on Blink Finance.