HELP US MAKE A DIFFERENCE
BY RAISING AWARENESS AND MUCH NEEDED FUNDS FOR BRAIN CANCER RESEARCH

Blink’s Blitz on Brain Cancer was launched to support our friend, director and founder of Blink Finance, George, in his battle against brain cancer. George was diagnosed with an aggressive form of brain cancer called Glioblastoma multiforme (GBM) on 17th September 2019. Unfortunately, there is no cure and typical duration of survival following diagnosis is 12-15 months.

We have chosen to support Carrie’s Beanies 4 Brain Cancer Foundation with the aim of raising much needed funds to put towards research into this horrible disease.

In support of George, we are excited to announce Blink‘s Blitz on Brain Cancer will be taking part in the Gold Coast Marathon on 4-5 July 2020. Our team will take part in the 5.7km Fun Run, 10km run, half marathon and full marathon! We are expecting to have over 100 runners join us, all wearing our custom singlets and are driving this fundraiser through our social media channels with the hope of increasing participation and donations.

To join our marathon team, sign-up to the event of your choice via the link below and most importantly, remember to enter our team name ‘Blinks Blitz on Brain Cancer’ and our pin BBBC https://goldcoastmarathon.com.au/enter/

If you wish to make a donation, please visit the link to our Everyday Hero page below

https://give.everydayhero.com/au/blinksblitzonbraincancer

The post Blink’s Blitz on Brain Cancer appeared first on Blink Finance.

If you are looking for car finance, then you may find yourself overwhelmed by the options and information that’s out there. Before you dive headfirst into the process, there are a few terms and concepts you should know.

The Basics of Car Finance

• What Is An Interest Rate?

An interest rate is a fee charged by the lender. It is generally based on the amount you pay back annually. For example, if you borrow $10,000 and are required to pay $900 interest yearly, then you have a 9% interest rate. The rate will vary based on the market, your credit score, and how much risk the lender is taking.

• What is Repayment?

Repayment refers to the amount you are required to pay for your vehicle. The terms will outline a specific monthly amount that you must pay to stay current. Fees may be added if you are late making a payment or miss payments.

• How Long Do I Have to Repay My Loan?

The length of time you have to repay your loan will vary based on the agreement made with the lender. The average is around five years, although some data indicate that the average may be increasing to over six years. A personal finance broker can provide more information if you have questions about car finance duration.

• What’s the Difference between Secured & Unsecured Car Finance?

A secured loan is one that is backed by collateral or assets. There’s less risk, which means you can usually get better interest rates. An unsecured loan is not backed. The lender is taking a bigger risk, which means you will be expected to pay a higher interest rate.

• What’s the Difference between Personal & Business Use?

If you want car finance for personal use, that means the vehicle will be used for your everyday needs. Business use means that the vehicle will only be used for business purposes, like travelling to meet with clients or make deliveries. Some loan types are only available for business-use vehicles.

• What Will a Lender Look at When Applying for Car Finance?

A lender will look at a number of things when considering you for car finance. They will need your basic contact information and financial details. They will look at your credit history and want to see proof of income. Other items they may ask for include:

• Bank statements
• Credit card statements
• Driver’s licence
• Copies of bills

If you have questions about applying for car finance, talk to Blink. Our staff is available to help you work through the process, so you know you’re getting the best interest rates. Stop by our website and complete an online assessment or dial 1300 827 848 to chat with a car finance expert.

The post The Basics of Car Finance: What to Know Before You Buy a Vehicle appeared first on Blink Finance.

Blink Finance in fine company as a Small Business Champion award finalist

Blink Finance, your local Gold Coast Finance Broker, is honoured to have recently been named a finalist in the Financial Services category of the prestigious Australian Small Business Champion Awards. These highly respected awards recognise the hard work and valuable contribution that small businesses make all around Australia.

Often viewed as the pinnacle of business success, being recognised among such a strong line up of other financial services finalists is a proud and humbling moment for the Blink Finance team.

The journey of a small business owner can be likened to that of a rollercoaster.  So many highs and lows, but there is also a deep sense of fulfilment in knowing that together with thousands of other small businesses in this country, each one is working towards boosting the Australian economy and delivering a great experience for clients.

The Australian Small Business Champion Awards recognise the values associated with successful small businesses. These values include service, commitment, leadership, endurance, courage, innovation, performance, persuasion and generosity.

The road to being a national small business award finalist

The journey of Blink Finance has been a whirlwind adventure, which started from humble beginnings in December 2011 by two powerhouses David Hooper and George Despotovic.  Having worked in the personal finance sector before making the leap into small business ownership, David and George both felt that there was a great opportunity within the market.

They knew that they could develop a business that provided a superior level of customer service, better interest rates and a customer experience that was second to none.

And as they say, the rest is history.

David and George left the comfort and security of their full-time jobs, launched Blink Finance and have continued their story with consistent growth and achievement over the last 7 years.

Local Gold Coast finance brokers

Blink Finance is now a young and vibrant, privately owned business, based on the Gold Coast in Queensland. Our smart, driven and passionate team specialise in vehicle, marine, equipment and asset finance for individuals and businesses. We’re focused on you, the client, first and foremost and are anything but your average finance company.

Our approach to business is old school, with a new age twist. We call it the ‘Blink Difference’. From good old-fashioned customer service (like calling when we say we will) to custom built technology and systems, that enable a streamlined experience for both staff and clients.

We also invest heavily in our staff, our biggest asset.  By offering training, personal development and the right mix of fun in their work day. With you, the clients, ultimately ending up the winners.

It’s this difference that helped us stand out from the crowd as a Small Business Champion finalist.

Finance solutions for individuals and small business

We know firsthand how tricky it can be to know what options are available to you as an individual or a small business owner. Whether you are employed full time or part time, are a new start-up, or have an established small to medium business, our highly skilled and experienced commercial brokers can guide you through a range of finance options.

The team at Blink Finance are champions of other small businesses and pride ourselves on taking the time to walk you through what options are available to help with cash flow, or to take the next step and grow your business.

Why Blink Finance are already winners

Being an Australian Small Business Champion Awards finalist means more to the Blink Finance team, than just seeing our name up in lights, or on a certificate or trophy.

It’s the behind the scenes action that happens every day.  It’s the genuine care for our clients.  Striving to be the best we can be day after day. Improving our processes and customer experience.  Seeking feedback and reinvesting back into the business.

We aren’t focused purely on profit and making a quick buck. We want to be known for much more than that.  Competing in a category with a lot of big players isn’t a walk in the park, but we are proud to hold our own in this space, because we have the dedication, perseverance and tenacity when it counts.

Regardless of whether your local Gold Coast Finance Brokers takes out the award title, we are already winners.  Silently helping individuals to achieve their dreams.

Blink Finance Directors, Dave and George are extremely proud of how far they’ve come collectively as a business and what the Blink Finance brand stands for – trust, transparency, integrity and an investment in their people.

From that new car, to funding a start-up business with a big vision, working with people and helping them on their life journey is what it’s really about for Blink Finance.

The post Gold Coast Finance Broker up there with Australia’s best appeared first on Blink Finance.

For the second year in a row, Blink Finance has been awarded a Gold Trusted Service Award by Feefo.

In 2018 we did it and now to kick off 2019, we’ve done it again!

This award recognises companies that consistently receive an average 5 star review rating from their clients. These reviews of Blink Finance are collected by Feefo, a third party provider, to ensure they are unbiased and 100% authentic.

It’s great to be able to say that we’re Feefo trusted. But it’s even better to say that we’re trusted by our clients. It really is the biggest compliment we can receive so we would like to say a huge thank you, to all our customers who gave us this rating.

What’s the award criteria?

To receive a Feefo Trusted Service 2019 award, a business must have collected at least 50 reviews between January 1st 2018 and December 31st 2018, and achieved a Feefo service rating of between 4.0 and 4.4. However, Blink Finance did one better. To achieve our coveted Gold Trusted Service 2019 award, a business must have achieved an average Feefo service rating of at least 4.5.

And we didn’t just get 50 reviews with an average rating of at least 4.5. Over a 12 month period, 159 Blink Finance customers chose to leave a review and our average rating is 4.6.

Here’s just 3 of our favourite client reviews from the past 12 months:

“Highly communicative, fast and smooth process – Shaun was fantastic Super smooth process and perfect outcome. Communication was constant and clear. Highly recommend Shaun to many Thanks again”

“Fantastic Experience! Was an easy process, fast response, Matt kept me in the loop the entire process, fantastic customer service & highly recommend them. Thankyou Matt for going above & beyond to meet our needs”

“ Great Customer Service! – Very easy to talk to. Helped me understand everything as its my first time doing finance. very friendly staff. I will be recommending them to all my friends and family.”

Why do we ask for reviews via Feefo?

At Blink Finance we pride ourselves on being different to other finance brokers. This is due to our high level of customer support and care. No two finance applications are the same, so we don’t treat them that way. We take the time to get to know our clients and are there for them at every stage during the loan process. We advocate on our clients’ behalf and don’t stop working until we get them the best approval for their purchase goals.

Whilst we do our best, we are always looking to improve. This is why when a loan settles, we use a third party such as Feefo, to request feedback from our clients. What did we do well? What could we have improved on? What star rating would our clients give us?

At Blink we truly care about our clients and listen to what they have to say.

How to experience the Blink Finance Gold Trusted Service difference.

Our Queensland based team works from a Gold Coast office and service Australia wide.

If you would like to experience the Blink difference, it’s easy to get started! Simply apply online and then we will give you a call to get started.

Our business hours are Monday to Friday 8.30am to 5.00pm and Saturday 9.00am to 1.00pm QLD time.

The post Blink Finance reviews say it all – we’re Gold Trusted and proud of it! appeared first on Blink Finance.

The new year is one of the best times to grab a new or used car bargain.

As the calendar clicked over to 2019, all cars automatically became 1 year older. This means it is time for the new and used dealerships to quickly clear out their ‘old’ stock and make way for newer models. To help sell cars, dealerships are currently very quick to offer significant discounts. They are also happy to include add-ons and accessories for free and drive-away pricing to help close the sale.

Visit any dealership website or car yard and you will immediately see advertisements promoting a bargain. All makes and models are currently on sale, with discounts and specials unheard of during other times of the year.

And the bigger the discount, the lower your repayments will be if you choose to finance your new or used vehicle. Start the New Year on a high with the best deal possible on a new or used vehicle.

2018 and older plate run out sales

Out with the old and in with the new. The first few weeks of the new year are a great time to grab a bargain on a 2018 or older plate car. Most dealerships need to clear out this ‘old’ stock to make way for 2019 plated vehicles, so run out discounts are being offered across the country.

All makes and models are usually included in dealership stock clearance specials. This includes small cars, medium cars, SUVs, utes, 4x4s and trucks. Get ahead of the pack wanting a 2019 model and get the best deal possible on your new car now. Pop into your dealership in January or February and ask to see only run-out models on sale.

If you’re unsure how much you should spend, Blink Finance can help you shop with confidence by offering finance pre-approval before you visit the dealership. This obligation free reassurance takes 5 minutes over the phone and will help you set a spending limit to assist with price negotiations.

It will also speed up the purchasing process for you, as you will have already begun our highly streamlined and efficient finance application process.

Dealership or private seller

The dealerships may be clearing out their stock, but don’t forget about the private sellers. They will also be keen to sell their vehicle, especially if they listed it for sale in 2018. Most likely they have now dropped the price or will be more open to dropping the price when you begin sale negotiations.

Have a look at when the car was listed for sale and use the time-frame to your advantage!

Blink Finance can help you purchase privately with confidence, by offering you a warranty on your used car vehicle. To benefit from a used vehicle warranty, the vehicle you purchase must have a current road worthy certificate.

Small business and ABN car loans

The New Year is an excellent time for business owners and ABN holders to set themselves up for the year. In addition to the Australia wide discounts on new and used vehicles, purchasing in the new year means there are still 6 months’ worth of tax claiming benefits.

Blink Finance offer a range of finance packages that will help you purchase a vehicle and unlock your business potential. No deposit, 100% finance options are also available, so you don’t miss out on the new year bargains.

For those who are trying to get their business off the ground, or are a new ABN holder, our “start-up” loan packages via our sister company, Zoom Car Loans, might be exactly what you are looking for. They have been specifically designed to allow new business’ to purchase income generating equipment and vehicles without the need for financials and minimum trading periods. Whether you require equipment, machinery, software, one vehicle or a whole fleet of vehicles for your staff, Zoom Car Loans will find you the ideal solution from our range of lenders and can even help assist those with an adverse credit history. To do this, we work with a range of lenders who say yes, when your bank says no!

The catch with in house dealership finance

In house new car dealership finance may seem like an easy option, but there are many hidden points to be aware of.

– Most dealerships require you to have a high credit rating, with no blemishes, to be approved for their finance.

– In house dealership finance often have access to only a couple of financiers (lenders), limiting your options and chance of getting the best deal available. They also have an alliance with these companies, resulting in hidden fees and commissions payable to the dealership when you accept their finance package.

– Loan terms and repayments are pre-defined for you, with minimal room for flexibility. This can result in a large balloon payment at the end of your loan.

– In house dealership finance consultants are often not accredited finance specialists. Essentially they are sales people, employed by the dealership to make the most money from you when you purchase a vehicle.

It may be tempting to sign up, whilst they dangle the keys to your new car in front of you, however savvy buyers should think twice and consult a broker, like Blink Finance, to explore all their options.

The Blink Finance experience

Blink Finance

compares over 30 leading bank and non-bank lenders Australia wide to get you the best finance deal possible. With 1 simple application, Blink Finance begin the process of comparing your options, without making unnecessary enquiries on your credit file.

Our team of highly skilled and experienced brokers who take the time to learn your story and then advocate on your behalf to get you approved. We know exactly what the different lenders are looking for, so are your best chance getting approved.

Blink Finance also let you choose where you purchase your vehicle from. New or used, dealership or private seller – the choice is yours!

Get started on your obligation free finance application now.

Vehicle sourcing service

Haven’t found the perfect car? Don’t stress. Blink Finance work with an extensive network of reputable new and used car dealerships Australia wide. Our vehicle sourcing team will help you find the ultimate bargain to kick start 2019. Once you’ve submitted your finance application, simply let your broker know that you need help locating a vehicle. Our team will then spring into action to find you a car within your budget, requirements and personal preferences.

Don’t like white cars? Only want an SUV? Want a 2015 or later model? No worries. Whatever your wants or needs Blink Finance will find you a vehicle that ticks all the boxes. If the vehicle sourcing team can’t find you a car from a reputable dealership, they will expand the search to the private market.This service is free.

Don’t let someone else steal your new year car bargain.

Apply now for finance pre-approval and get ready to drive away in your new vehicle in early 2019.

Think Finance. Think Blink.

The post How to make the most of the new year car sales appeared first on Blink Finance.

Has a new car been on your Santa wish-list for almost all of 2018?

Blink Finance aren’t Santa but might as well be, because we can help you get a new car before Christmas day.
We have a full team of brokers on board in the lead up to Christmas. Our brokers work with over 30 bank and non-bank lenders to find out clients the best finance deal possible.

With our streamlined application process, having a car before Christmas Day is as easy as 1, 2 … 3.

Step 1: Get started with an obligation free expression of interest

Apply now

and within 10 minutes one of our highly experienced brokers will call you back. They will run through a few questions with you, learn about your purchase goals and arrange pre-approval over the phone. No deposit? No worries.

Step 2: With your pre-approval behind you, begin test driving.

With your pre-approval behind you, the fun can begin. Start searching online or visit your local dealership to start test driving. Whilst you’re doing this, your broker will work on your behalf to find you the best approval possible. They will be in touch if they need any additional details or paperwork.  As soon as your broker  secures you finance approval, they will be in touch to finalise everything before Christmas.

Step 3: Good news! You’re approved and can collect your car shortly.

Once approved, settlement usually occurs within 24 – 48 hours after you’ve found the perfect new car for Christmas.

Unsure whether or not you’re eligible?
Blink Finance help thousands of clients each year. Whether you’re after a car for personal use, a fleet of trucks for your business or don’t have a deposit yet, Blink Finance will work on your behalf to get you approved.

Having a new car before Christmas can be a reality with the help of Blink Finance.

Think Finance. Think Blink.

The post A new car for Christmas thanks to Blink Finance appeared first on Blink Finance.

Finding suitable finance options as a small business can sometimes be complicated. But don’t stress, Blink Finance offer a range of packages that can help you unlock your business potential.

With options available for equipment, machinery, vehicles, or even an entire fleet of trucks, there has never been a better time to get your business off the ground or take it to the next level.

The Blink difference

The Blink Finance team are highly skilled and experienced brokers, who take care in sourcing only the best for your current or upcoming business needs. We also understand that no two businesses are the same and each finance application requires a personal touch. So rather than blinding shopping around yourself and ending up with a less than perfect outcome, choose Blink, and enjoy working with real people who take the time to learn the ins and outs of your financial requirements. They will then advocate on your behalf to get you the best approval possible from our panel of industry leading bank and non-bank lenders.

So no matter what your business circumstances are, your dedicated Blink finance specialist will be there for you, to navigate the various lending criteria, interest rates, and document requirements (including low and no doc options) for your next business vehicle, machinery or equipment purchase.

It’s this understanding, experience and genuine care for our small business clients, that sets us apart from your everyday broker.

Start-up loan packages

And for those who are trying to get their business off the ground, our “start-up” loan packages might be exactly what you are looking for. They have been specifically designed to allow new business’ to purchase income generating equipment and vehicles without the need for financials and minimum trading periods. Whether you require equipment, machinery, software, one vehicle or a whole fleet of vehicles for your staff, Blink Finance will find you the ideal solution from our range of low-interest lenders and can even help assist those with an adverse credit history. To do this, we work with a range of lenders who say yes, when your bank says no!

Unlock your business potential

Experience the Blink Finance difference and let us help you unlock your business potential.
Think Finance. Think Blink.

The post Need financing options for your small business? Think Blink. appeared first on Blink Finance.

The greatest compliment we can receive from our clients, is a referral.

At Blink, we are all about building a relationship with our clients and being there for them at every stage in their life.

If you are one of our satisfied clients and would love to recommend us to your friends, family, colleagues, neighbours, your dentist … whoever! … we will gladly thank you with a $100 EFTPOS gift card when their loan settles.

The only condition is that to receive the $100 EFTPOS gift card, the person you refer will need to be a new client and settle a $8,000+ loan with us. It’s that easy!

Plus, so we know it was you that referred them, they simply need to mention your name to their consultant before their loan settles.

We will then send you the voucher via registered mail, to the postal address listed on your recent loan application with us.

Your $100 EFTPOS gift card can be used just like cash, so you can spend it on whatever you fancy.

Start referring now by sending your connections the below link (www.blinkfinance.com.au/apply-now) and then sit back and wait for $100 gift cards to come your way!

Please note: This program is effective from Wednesday 19 September 2018 and is strictly for new client referrals only. Prior referrals, applicants and loan settlements are not included in the program.

The post Blink Referral Program appeared first on Blink Finance.

Blink Finance has chosen to align themselves with LIVIN, mainly due to the incredibly important messages they promote regarding mental health and open communication. Having friends, colleagues, family and clients who have suffered and/or suffer from mental health related issues, we would love to be able to contribute to an organisation that supports this with a fresh, innovative and welcoming approach.

At Blink Finance we pride ourselves on our openness, transparency and supportive nature, especially in regard to staff communication and personal development. We always give young Gold Coasters the opportunity to enter what can be a daunting and challenging industry, regardless of their personal circumstances or life experience. We equip them with the skills and confidence they need to grow and develop and extend this open relationship throughout their career.

We recognise a similar approach taken by LIVIN, to encourage people to be open and honest about their mental health, and feel we go hand in hand with their key message #itaintweaktospeak

By aligning ourselves with LIVIN and further educating our staff and clients about mental illness, we won’t just raise awareness and funds, but we will actually be able to help change lives.

For the all these reasons and more, the LIVIN brand strongly resonates with both our personal and corporate values, so we want to do all we can to help LIVIN fight the battle against mental illness.

We have established an online fundraising page through Everydayhero, with an initial goal of $5,000.
We hope to absolutely smash this goal and encourage you to get on board and support the cause.

All donations made over $2AUD are fully tax deductible.

Stay tuned for our ongoing fundraising and awareness initiatives.

DONATE NOW

The post Blink Finance supports LIVIN appeared first on Blink Finance.

With the end of financial year approaching, now is the time to consider how you will make the most of the $20,000 instant asset write-off scheme. Whether you’re a small business owner, self-employed, or have bad credit, you can still take advantage of government tax incentives and immediately write-off your new work vehicle or equipment purchase under $20,000.

This a fantastic opportunity that will benefit you and your business and one you shouldn’t waste any time pursuing.

What is the $20,000 instant asset write-off and can I claim it?

If you are a small business owner with an annual turnover of less than $10 million, then the EOFY $20,000 instant asset write-off applies to you!

The policy was initially introduced in the 2015 federal budget. It enables businesses like yourself, to buy or finance an asset up to $20,000, then immediately deduct the business portion in your upcoming tax return. Essentially, the write off enables you to claim the depreciation deductions on the life of the asset in one go, up-front, rather than over a longer period.

In turn, this reduces your taxable income and therefore the tax payable by your business in the year you bought the asset. And we all know that less tax means more profit!

For further information you can also visit the ATO Newsroom website.

Let Blink Finance help you make the most of the scheme

Blink Finance

can provide finance for a range of business assets including motor vehicles and equipment. So even if you don’t have all the funds right now, we can organise financeˆ for you, so you can still claim the asset-write off in your upcoming tax return.

Once applying, we will work with Australia’s leading banks and lenders to source you the best possible deal. In fact, we are so confident we can find you the best rate, we guarantee it!

We also can assist with sourcing vehicles and goods that fall under the $20,000 threshold, by utilising our dealer network and industry contacts.

When to apply

If the information provided above strikes you as a beneficial opportunity, don’t waste any time. The end of financial year is fast approaching and all assets must be purchased and paid for by the 30 June 2018 to utilise the $20,000 write-off this financial yearˆˆ. Luckily for you, Blink Finance has a quick and easy approval process, backed by a team of dedicated finance specialists who will provide you with assistance through the application process.

And don’t forget that we can also provide support with asset sourcing! We are happy to share our industry contacts in an effort help you reduce the total cost of your chosen vehicle or asset. This is just one of the things that sets us apart from other brokers or lenders.

Make the right move and APPLY NOW with Blink Finance, to kick start your end of financial year $20,000 write-off application.

ˆ As long as regulatory conditions are met.
ˆˆ Blink Finance are not financial advisors, nor can we provide taxation advice. Please consult your tax agent for full terms and conditions.

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