Applies if a driver under 25 years of age was driving, using or in charge of your car at the time of the incident.
Inexperienced driver excess
$400 – If listed
$1400 – If not listed
Applies if a driver over 25 years of age and licensed for less than 2 years was driving, using or in charge of your car at the time of the incident.
Driver history excess
$800
Applies if a driver who has their licence cancelled, suspended or disqualified in the last 3 years was driving, using or in charge of your car at the time of the incident.